I make really good money these days. I live a comfortable life in a middle class neighborhood with a larger house than I need. I pay for it all myself and I still have money at the end of the month for healthcare, fun, retirement, and can pretty much buy anything I could want on a normal day to day basis.

I still have issues with things like buying groceries or leaving lights on. I can drop hundreds of dollars on something useless online while grocery shopping and still be calculating the unit price per once on crackers.