Obviously you can do a SEPA transfer as well, but it’s not instant and you have to type a long number and don’t have a consistently good user experience.
Bank apps lack good UX. Stuff like “send this friend 5 bucks again, this is his profile picture” and are a pain to log into.
I don’t say I like paypal or banks, i actually dont like either. But paypal is just more convenient.
Venmo usually, but many banks have built in cash payment apps too.
I’m 35 and never had a PayPal account and have never felt the need for one
Obviously you can do a SEPA transfer as well, but it’s not instant and you have to type a long number and don’t have a consistently good user experience. Bank apps lack good UX. Stuff like “send this friend 5 bucks again, this is his profile picture” and are a pain to log into.
I don’t say I like paypal or banks, i actually dont like either. But paypal is just more convenient.
Venmo is, afaik, owned by PayPal, although they do a good job to not let on that it’s a PayPal service.