• Clent@lemmy.world
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    7 months ago

    This isn’t true. Wealthy people do not hold more bonds than they issue. Berkshire Hathaway for example has less than 1% of their funds invested in bonds

    The mantra is that bonds are part of diverse portfolio but this for people who are investing in retirement funds.

    Bonds are often held for this purpose. They are a useful for an income steam but they are not where the majority of anyone’s investments are held because they are not fast growers. Furthermore, bonds are a hedge against inflation because they grow faster when inflation is high which obliterates your entire argument.

    • KevonLooney@lemm.ee
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      7 months ago

      bonds are a hedge against inflation

      This is incorrect and harmful to people who read it. See below:

      Inflation is a bond’s worst enemy. Inflation erodes the purchasing power of a bond’s future cash flows. Typically, bonds are fixed-rate investments. If inflation is increasing (or rising prices), the return on a bond is reduced in real terms, meaning adjusted for inflation.

      https://www.investopedia.com/articles/bonds/09/bond-market-interest-rates.asp

      • Clent@lemmy.world
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        7 months ago

        Still not true. I Bonds.

        Do not trust anyone who uses investopedia as a primary source on what or how to invest. It’s magazine level content. The equivalency here is using popular science as a reference for how to engineer a bridge.