The first step is getting as out of debt as possible. The second step is figuring out which of those debts are pointless money pits [medical, student loans] and then realizing that credit is nothing more than a yoke and a scam and then you’re totally free.
They wont garnish your wage without a court order, and guess what would be impossible to get if we all did it? The courts would be backed up for 30 years.
Also if they ever call you just remember that the more aggressive you are on the phone the less likely they are to get a call from them again. Let it fly. Think of the most vile things you can possibly say to them and say it. Hint that you are going to come there and talk to them in person. If they cry you win
The first step is getting as out of debt as possible. The second step is figuring out which of those debts are pointless money pits [medical, student loans] and then realizing that credit is nothing more than a yoke and a scam and then you’re totally free.
They wont garnish your wage without a court order, and guess what would be impossible to get if we all did it? The courts would be backed up for 30 years.
Also if they ever call you just remember that the more aggressive you are on the phone the less likely they are to get a call from them again. Let it fly. Think of the most vile things you can possibly say to them and say it. Hint that you are going to come there and talk to them in person. If they cry you win