Also some poor fucker ending up with a witchetty grub, or some other weird insect.

On the other hand, they can shapeshift, and their chosen form is usually one that fits you personally, so I doubt that someone who ends up with a weird bug would mind too much. At least until someone tries to relocate the weird bug outside, or accidentally treads on it.

It’s the clumsier people accidentally slamming their daemons in doors that might have a worse time. Getting your finger or hand caught is bad enough, injuring a physical manifestation of your soul probably hurts a lot more.