This is deliberate in my mind. They don’t want educated, financially literate workers. They want workers that will generate debt and spend money on stuff they don’t need, so they can never get out of their minimum wage jobs.

I’ve thought of getting the single player mod for it. I love the concept but not the pvp part.

I’ve installed this but haven’t touched it yet. It’s meant to be pretty good.

I’m at about the same point. Though I keep putting off playing it as I don’t want it to end!