A shill for my own opinions perhaps. I just don’t feel that it’s right that I had to suffer high government interest rates then moved to a low private interest rate during the pandemic when the loans were going to turn on again and now have the current administration tell me that I will not qualify for their relief schemes because I made smart fiscal decisions more recently. I say on the high interest rate government loan for many years and deferred many luxuries including having children. I should have privatized a long time ago, but interest rates were never as low as during the pandemic. Privatizing wasn’t the issue. The issue is the government picking and choosing who is eligible for relieve using arbitrary information. I should get a check that takes into account my payment history on my once public loan. Also, higher institutions need a crackdown on tuition. Many universities are spending money frivolously because they can get huge payouts from these government loans. If the university has to start assuming some of the risk of the student’s default, I think that they will change their tune.