What is it you think they’re doing now? You buy term life insurance when you’re young and healthy, you get a low rate. You buy when you’re older and have higher risks, you pay more. They have statisticians calculating your expected lifespan, and modern “AI” models are really just statistical models with larger datasets. It’s not really that unreasonable or new a concept.
What is it you think they’re doing now? You buy term life insurance when you’re young and healthy, you get a low rate. You buy when you’re older and have higher risks, you pay more. They have statisticians calculating your expected lifespan, and modern “AI” models are really just statistical models with larger datasets. It’s not really that unreasonable or new a concept.